Wednesday, November 19, 2008

Financial Despair

      When I got my first job as researcher in the multi-awarded program “Jessica Soho Reports” (JSR) I was so thrilled that finally my career was moving forward. I would be contented with a ten thousand salary. That was high way back then for a fresh graduate like me.

        Ok, I’m getting the right paycheck and I’m spending less. But as I move into the next level of my career, lucky for me I was promoted as Segment Producer, things changed. My monthly check doubled and my expenses rose as well. I wasn’t contented on simple things unlike when I was receiving a lower salary. I would buy just about anything. I would spend my money as if I was just buying a 100-peso item. Huh, imagine anything that is new to the market, I have them. From shoes, perfume, gadgets, I mean everything. There was an eternity of gimmick nights, drinking and playing around. Valuable things and expensive gimmicks would make me feel better but at the end of the day, I have nothing to save. That was the time when, I realized that my present salary was not enough to fuel my lifestyle. So what I did was to save. I cut down my expenses but still it wasn’t enough, I was craving for more.

          Let’s continue, after two years, I was promoted as an Executive Producer. Again my salary increased. I was getting more than what I expected but still it wasn’t enough. I’m having difficulty resisting temptation. My lifestyle hasn’t changed. I would set up my car, buy a new motorbike, grab the latest cell phone and buy a new Mac Book and the list goes on and on. Now I have nothing. No money for future use just in case I would get sick or be damn part of an accident. Most probably, I would end up in the cemetery for the simple reason that I didn’t save any money. Huh! I’m tired of spending. Can someone help save before it’s too late? I have a little savings all right, but if you would calculate the amount of money that I was getting since I started my career, I would have saved a million now or even more. I just wished that someday my wicked shopping ways would disappear so finally I can plan more my life and eventually save not only my money but my life as well!

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